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What can I do? What is your product refund policy? How do I get a copy of my child's credit reports? After a relative's death, do I need to contact each nationwide credit bureau? Do any Equifax products provide access to a free credit report? What information do I need to provide when submitting a dispute? What if I don't recognize an inquiry on my credit reports? Where can I find my credit scores? How can I get a free Equifax credit report? How do I correct or dispute inaccuracies on my credit reports by mail? How do I check the status of my dispute? How does the dispute process work? How can I prevent errors on my credit reports? What steps can I take if I do not agree with the dispute investigation results? What can I do if I believe my credit file has been mixed with someone else's? Can I add a statement to my Equifax credit report? What rights do I have under the Fair Credit Reporting Act if I have been a victim of ID theft? I need help. Will I be entitled to an additional copy of my Equifax credit report? How do I correct or dispute information on my Equifax credit report? How do I place, temporarily lift, or permanently remove a security freeze? What documentation should I send in to validate my ID or address? How long does information stay on my Equifax credit report? What is your product cancellation policy? I am a veteran, and I have a medical debt on my credit report that is being paid by the Department of Veterans Affairs. What can I do? I just received my free Equifax annual credit report from. You still need to monitor all bank, credit card, and insurance statements for fraudulent transactions.What have the Nationwide Credit Reporting Agencies (NCRAs) changed with respect to medical collection debt on consumer credit files? Why are the credit bureaus removing paid medical collections debt from credit reports? How will my credit score be impacted by the changes in medical collection debt reporting? I have medical debt that was sent to a collection agency - does that appear on my credit reports? When you remove the debt will you send an updated copy of my credit report? I have information on my Equifax credit report that is a result of being a victim of human trafficking. It doesn’t prevent him or her from making charges to your existing accounts. A credit freeze only prevents a thief from opening a new account in your name.Unlike a freeze, its protections aren’t guaranteed by law, and there may be a fee. A lock is similar, but it can be applied or removed almost instantly either online or through a mobile app offered by the credit bureaus. Don’t confuse a credit freeze with a credit lock.If you don’t know, make sure to contact all three bureaus. If you opt for a temporary lift and know which credit bureau your lender will contact, you can save time by making your request at that bureau only.(As long as you know roughly how long your loan applications will take to process, setting a time frame is a good way to give yourself time to apply to multiple lenders to get the best rate.) You can specify how long you want the freeze to be lifted-a day, a week, or more-or you can do it indefinitely.Unfreezing your credit is quick and free, but there are a few things to remember: